Why us
Independent, licensed, and content to talk you out of it.
Insurance is sold badly often enough that plain dealing counts as a differentiator. These are the four commitments we hold ourselves to.
Independent
We are not captive to one carrier. We compare the market and place your case where your profile is priced best — including cases where our compensation is lower.
Clear
Premiums, surrender schedules, caps, riders and exclusions in plain language, in writing, before you sign anything.
Licensed financial professionals
Every recommendation comes from a licensed financial professional. Our national producer number and Florida licence are published on this site and verifiable.
Zero pressure
An honest conversation to suit your needs. No urgency scripts, no limited-time framing, no follow-up campaign you didn't ask for. If you need nothing, we tell you so.
Compensation
How we're paid
You should know this before the first recommendation, not after.
Osurity is an insurance broker. When you purchase a policy or annuity through us, the issuing insurance carrier pays us a commission, and in some cases renewal or trail compensation. That commission is already built into the product's pricing — you do not pay us a separate fee for a consultation or a quote.
Commission rates differ between products and carriers, which is a real conflict of interest in this industry. We disclose it rather than pretend it away, and we will tell you when a lower-paying option is the better fit for you.
Standards
What we won't do
- Recommend a product without showing you what it costs over time
- Use fear or artificial deadlines to close a case
- Publish testimonials, awards or endorsements we cannot substantiate
- Present illustrated, non-guaranteed values as if they were promises
- Sell or rent your personal information
Credentials
Verifiable, not decorative
- National Producer Number
- 21356009
- Florida licence
- G173884
- Legal entity
- Landmark Capital Partners, LLC DBA Osurity Financial Services, DBA IUL USA